Terms &
Conditions.

User Eligibility & Account

1.1 Eligibility

You must be legally capable of entering into a binding agreement under applicable law to use ZTTerminal.

By creating an account or using the Service, you confirm that the information you provide is accurate and that you meet the applicable eligibility requirements.

1.2 Account Information

Certain ZTTerminal features may require you to create an account.

You are responsible for:

• Providing accurate and current information
• Maintaining the confidentiality of your account credentials
• Keeping your account information updated
• All activity carried out through your account
• Informing us promptly if you believe your account has been accessed without authorization

You must not share your account credentials with others or allow another person to use your account where such use is not permitted by your subscription.

1.3 Account Security

We may take reasonable measures to protect accounts and the Platform. However, you are responsible for maintaining the security of your own login credentials and device.

We are not responsible for losses resulting from your failure to protect your account credentials.

Terminal Usage

ZTTerminal provides stock-market analytics, market information, data, indicators, tools, and other related features relating primarily to Indian financial markets.

The Service may include information relating to stocks, Nifty, Bank Nifty, market activity, volume, open interest, order flow, sentiment, news, watchlists, and other analytics.

Features and functionality may change, be added, suspended, or removed from time to time.

2.1 Informational Purpose

ZTTerminal is designed as an analytical and informational platform.

Information displayed on the Platform should not be treated as a guarantee of future market performance.

Market conditions can change rapidly, and no analytical tool can guarantee the accuracy or outcome of any trading or investment decision.

2.2 No Investment or Financial Advice

ZTTerminal does not provide personalized investment, financial, trading, or portfolio-management advice merely by providing market data, analytics, indicators, or other information.

Nothing available through ZTTerminal should be interpreted as:

• A guaranteed trading opportunity
• A guaranteed profit or return
• A recommendation to buy, sell, or hold a security
• Personalized financial advice
• A substitute for independent research or professional financial advice

You are solely responsible for evaluating information and making your own investment or trading decisions.

2.3 Accuracy and Availability of Data

We aim to provide useful and reliable market information and analytics. However, we do not guarantee that all information will always be:

• Accurate
• Complete
• Current
• Error-free
• Available without interruption
• Free from delays

Market data may depend on external data sources, exchanges, technology providers, networks, or other third parties.

ZTTerminal may experience temporary interruptions, technical problems, maintenance periods, or delays.

Payments & Subscriptions

Certain ZTTerminal features may be available only through a paid subscription or other paid access.

3.1 Payment Method

For the time being, payments may be collected through QR code/UPI payment.

After making a payment, you may be required to provide appropriate payment details or transaction information so that the payment can be verified and your subscription can be activated.

You should not share your UPI PIN, bank password, card PIN, OTP, or other confidential banking credentials with us.

3.2 Subscription Activation

Paid access will generally be activated after successful payment verification.

The applicable subscription price, duration, features, and other conditions will be communicated or displayed before or at the time of purchase.

We reserve the right to delay activation where payment verification is incomplete or where there is a reasonable concern regarding a transaction.

3.3 Subscription Access

A paid subscription provides access only to the features and duration associated with the subscription purchased.

Subscriptions are intended for the individual account holder unless otherwise expressly stated.

You may not resell, transfer, share, sublicense, or commercially distribute your subscription access without our written permission.

3.4 Price Changes

We may change subscription prices, plans, features, or pricing structures from time to time.

Any applicable change will generally apply to future purchases or renewals unless otherwise required by applicable law.

Refund & Cancellation Policy

4.1 Cancellation

You may request cancellation of your subscription through the available ZTTerminal support/contact channels.

Cancellation does not automatically create a right to a refund unless a refund is applicable under the terms of the purchased plan or applicable law.

4.2 Refunds

Because subscriptions may provide immediate access to digital services and features, payments may generally be non-refundable once paid access has been activated, except where:

• A refund is expressly offered for the applicable subscription;
• A payment was made incorrectly or duplicated;
• ZTTerminal is unable to provide the purchased Service due to an issue attributable to us;
• A refund is required under applicable law; or
• We determine that a refund is appropriate in the circumstances.

If you believe you are entitled to a refund, you should contact us through the ZTTerminal Contact page with the relevant payment or transaction information.

4.3 Failed or Unverified Payments

If a payment is deducted but the subscription is not activated, you should contact us with the relevant transaction details so that we can verify the payment and resolve the issue.

Affiliate & Referral Terms

ZTTerminal may introduce affiliate, referral, partner, or promotional programs from time to time.

Where such a program is available:

• Participation may be subject to additional program-specific terms.
• Referral or affiliate benefits may be provided only for qualifying transactions.
• We may change, suspend, or discontinue a referral or affiliate program at any time, subject to applicable obligations.
• Self-referrals, fraudulent referrals, artificial activity, or attempts to manipulate a referral system are prohibited.
• Referral benefits are not guaranteed unless the applicable qualifying conditions have been met.

Any affiliate or referral relationship will not change the price or terms applicable to a user unless specifically stated.

Intellectual Property

All content and materials made available through ZTTerminal, including where applicable:

• Website design
• Branding and logos
• Software
• Interface and user experience
• Text and written content
• Graphics
• Original tools and features
• Analytics presentation
• Data visualizations
• Documentation
• Proprietary technology

are owned by or licensed to KAMPRIK SOFTWARE DEVELOPMENT PVT. LTD. and are protected by applicable intellectual-property laws.

Your subscription or access to ZTTerminal does not transfer ownership of any intellectual property to you.

You may use the Service only for its intended purpose and in accordance with these Terms.

You may not, without our prior written permission:

• Copy or reproduce proprietary content or software
• Modify or create derivative works from the Platform
• Reverse engineer, decompile, or attempt to extract source code
• Scrape or systematically collect Platform data
• Republish or commercially redistribute ZTTerminal content
• Remove proprietary notices or branding
• Use our intellectual property to create a competing service

Prohibited Use

You must not use ZTTerminal to:

• Violate any applicable law or regulation
• Gain unauthorized access to accounts, systems, or data
• Interfere with the security or operation of the Platform
• Attempt to bypass access restrictions or subscription limitations
• Share paid account credentials where such sharing is prohibited
• Scrape, crawl, copy, or systematically extract data without permission
• Reverse engineer or attempt to discover the underlying source code
• Introduce malware, viruses, or other harmful code
• Use automated methods to abuse or overload the Service
• Commit fraud or manipulate payment or referral systems
• Resell or commercially redistribute the Service without authorization
• Use ZTTerminal to build or operate a competing product using our proprietary materials or data
• Misrepresent ZTTerminal, its services, or your relationship with us

We may take appropriate action if we reasonably believe that the Platform is being misused.

Liability & Limitations

To the maximum extent permitted by applicable law, ZTTerminal and its operators shall not be responsible for losses arising from:

• Trading or investment decisions made using information available through ZTTerminal
• Loss of profits, revenue, or expected returns
• Market movements or volatility
• Inaccurate, incomplete, delayed, or unavailable market information
• Technical interruptions or service downtime
• Internet, network, exchange, data-provider, or third-party service failures
• Unauthorized access resulting from circumstances outside our reasonable control
• Errors or interruptions caused by third-party systems
• User misuse of the Platform

You acknowledge that trading and investing in financial markets involves substantial risk and that past performance or historical market information does not guarantee future results.

ZTTerminal does not guarantee that use of the Platform will result in profits or prevent losses.

To the extent permitted by applicable law, our total liability arising from your use of the Service will be limited to the amount actually paid by you to ZTTerminal for the specific Service giving rise to the claim during the applicable period, except where such limitation is prohibited by law.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

Account Suspension & Termination

We may suspend or terminate your account or access to ZTTerminal if:

• You violate these Terms
• You engage in prohibited or fraudulent activity
• Your account is used to compromise the security of the Platform
• You misuse or attempt to circumvent subscription restrictions
• Payment-related fraud or abuse is suspected
• We are required to do so by law or a lawful authority
• Continued access creates a security, legal, or operational risk

Where reasonably appropriate, we may provide notice before termination. However, immediate suspension or termination may be necessary in certain circumstances, including security threats, fraud, or serious violations.

You may stop using ZTTerminal at any time.

Termination of an account does not automatically waive obligations or liabilities that arose before termination.

Changes to the Service

We may modify, update, suspend, or discontinue any part of ZTTerminal, including features, tools, data sources, pricing, or availability.

We will make reasonable efforts to maintain the Service, but we do not guarantee that every feature will remain available indefinitely.

Changes to These Terms

We may update these Terms from time to time to reflect changes to:

• ZTTerminal
• Our services or business practices
• Pricing or subscription structures
• Applicable laws or regulations
• Security or operational requirements

When we update these Terms, we may change the “Last Updated” date at the top of this page.

Your continued use of ZTTerminal after updated Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.

If you do not agree with the updated Terms, you should stop using the Service.

Third-Party Services

ZTTerminal may rely on or integrate with third-party services, including payment services, data providers, hosting services, analytics services, communication services, or external websites.

Third-party services may have their own terms and privacy policies.

We are not responsible for the independent operation, availability, accuracy, or policies of third-party services, except to the extent required by applicable law.

Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the applicable laws of India.

Any dispute arising from or relating to these Terms or your use of ZTTerminal shall be subject to the jurisdiction of the competent courts in India, subject to applicable law.

Contact Us

For questions regarding these Terms, subscriptions, payments, cancellations, refunds, or other matters relating to ZTTerminal, please contact us through the ZTTerminal Contact page.

We will review and respond to applicable requests in accordance with these Terms and applicable law.